Key factors that impact the cost of your Chicago to New York City move
What to know before moving from Chicago to New York City
Moving from Chicago to New York City comes with exciting new opportunities โ but also higher living costs. Since New York City is generally more expensive than Chicago, itโs important to plan ahead and budget carefully for the change.
Check out how the two cities compare so you know what to expect before you relocate:
Chicago | New York City | |
---|---|---|
Average rent cost | $2,045 | $4,340 |
Average home value | $295,743 | $752,778 |
Average income (per capita) | $71,566 | $78,058 |
Cost of living (single person) | $3,648 | $5,683 |
Cost of living (family of 4) | $9,266 | $15,081 |
Unemployment rate | 9.0% | 11.2% |
Sales tax | 10.25% | 8.0% |
State income tax | 4.95% | 10.9% |
- Rent prices in New York City are 112% higher than in Chicago, which means youโll have less money in your pocket each month.
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In terms of homeownership, youโll be able to get more for your money in Chicago.
Home prices in New York City are 154.5% higher than in Chicago. - Income in New York City is 9.1% higher than in Chicago, so you could earn more for doing the same job. The top employers in New York City include IBM, PepsiCo, and J.P. Morgan Chase & Co..
- Be sure to budget for higher bills in New York City, since the cost of living for a single person in New York City is 55.8% higher than in Chicago. This includes routine expenses like utilities, groceries, clothing, and transportation.
- If youโre moving your family to New York City, keep in mind that your living expenses could increase. The cost of living for a family in New York City is 62.8% higher than in Chicago.
- The unemployment rate in New York City is 24.44% higher than in Chicago.
- Youโll spend less on retail and restaurants in New York City, since the cityโs sales taxes in New York City are 21.95% lower than in Chicago.
- State income taxes in New York City are 120.20% higher than in Chicago.
To put this in perspective, you would need around $4,673.52 in New York City to maintain the same standard of life that you can have with $3,000.00 in Chicago.
How life is different in Chicago vs. New York City
New York City | Chicago | |
---|---|---|
Population | 8,258,035 | 2,746,388 |
AllTransit Transportation Performance Score | 10 | 9 |
Walkability score | 88 | 77 |
Bike friendliness score | 69 | 72 |
Crime Index | 50.83 | 35.19 |
Safety Index | 49.17 | 33.87 |
Air Quality | Good | Good |
- The population of New York City is about 201% greater than Chicago, so you may find more to see and do in your new surroundings. Of course, with more people can also come increased competition for jobs and housing.
- New York City offers better access to buses and trains than Chicago, based on public transportation ratings. New York City has a transit score of 10 out of 10 compared to 9 in Chicago. The higher the score, the more public transportation pickup and dropoff locations a city provides.
- Living in New York City means youโll likely be within closer walking distance to restaurants, shops, parks, and entertainment than you are in Chicago. New York City is considered more walkable than Chicago, with a score of 88 out of 100 versus 77 out of 100 in Chicago. A cityโs walkability score indicates how pedestrian-friendly it is in terms of proximity of neighborhoods to amenities.
- New York City and Chicago are similarly bike-friendly based on their comparable ratings of 69 and 72 respectively. Bike-friendliness scores between 50 and 100 indicate varying levels of infrastructure to support cyclists, including bike lanes and roadway connectivity. Cities with scores under 50 are considered more car-dependent.
- The crime rate in New York City is higher than in Chicago, so you may want to exercise a little extra caution as you're acclimating to your new location. While the crime index is 50.83 in New York City, it is 35.19 in Chicago. With this index, the lower the score, the better, since it indicates a cityโs crime levels.
- You might find more confidence in your overall safety in New York City than in Chicago, based on New York Cityโs safety index of 49.17 versus 33.87 for Chicago. With this index, higher scores indicate more safety, particularly around how comfortable residents feel walking alone during the day and at night.
- The air quality in New York City and Chicago is generally the same (Good). Cities with good to moderate ratings have clean or acceptable air quality, with the possibility of small pollutants affecting people with certain health conditions like asthma. Anything beyond the moderate rate means increased impact on residents.
Other things to consider for your Chicago vs. New York City move
- Weather: New York City tends to have chilly and damp winters and rather hot summers. New York City tends to have warm and humid summers with mixes of rain, and very cold, snowy, and windy winters. The city is generally cloudy year-round. Temperatures typically vary from 26ยฐF to 87ยฐF. Temps are rarely below 10ยฐF or above 95ยฐF.
- HOA rules: Check ahead with any neighborhood or community rules on moving to ensure a smooth move.
- Elevator reservation: If your building has an elevator you'll want to check on how to reserve it for move day.
- Truck parking permits: Some cities require parking permits for large vehicles and moving trucks. Find out if you need any parking permits ahead of time.
- State licensing: New York requires moving companies to have a license and obtain a New York Department of Transportation (NYDOT) number. A NYDOT license ensures your mover is in compliance with the state's safety, insurance, and operational regulations. Make sure the moving company you use has a license before hiring.
- State regulator: You can verify a New York moving license and its status through the state's public utilities commission.
- Moving permits: New York does not require any moving permits, but it is helpful to check local parking restrictions before moving into the state.
- Change of address: We recommend submitting your change of address form with USPS at least a week prior to your move. You can set an official move date on the form and this way all of your mail will get properly forwarded to New York City. Get started here.
- Moving company insurance: Every state requires moving companies to carry different levels of insurance.Choose Released Value Protection for no-cost, minimal coverage from movers. They're responsible for a maximum of 60 cents per pound per article. For comprehensive coverage, discuss alternatives with your moving company or consider a third-party insurance provider.
- Moving checklist: Our moving checklist will help you have the peace of mind that you've got everything covered.
Where to live in New York City
Now that you've decided to make the move to "Big Apple", these are the best neighborhoods to move to in New York City.
Best neighborhoods for singles
- Astoria, Queens
- Lower East Side, Manhattan
- Murray Hill, Manhattan
- Upper East Side, Manhattan
- Williamsburg, Brooklyn
Best neighborhoods for families
- Battery Park City, Manhattan
- Forest Hills, Queens
- Great Kills, Staten Island
- Park Slope, Brooklyn
- Riverdale, Bronx
Things to do in New York City
After settling into your new New York home, youโll want to branch out and explore your new city. Luckily, New York City has lots to offer, no matter what youโre interested in:
- Arts and culture: New York City is home to museums and cultural arts centers like the The National 9/11 Memorial & Museum, The Metropolitan Museum of Art, The Met Cloisters, New York Public Library, and Intrepid Sea, Air & Space Museum.
- Outdoor recreation: The cityโs Central Park, The High Line, Bryant Park, and Washington Square Park โ among other sites โ are great places to hike, ride bikes, or just enjoy nature.
- Sports: Catch a live game and cheer on the home team at an Brooklyn Nets (NBA), Long Island Nets (NBA G League), New York City FC (MLS), or New York Giants (NFL) game.
FAQ
When is the best time to move from Chicago to New York City?
The most budget-friendly and comfortable times to move from Chicago to New York City are in the spring or fall, when the weather is mild and moving rates in Chicago are lower.
When is the cheapest time to move from Chicago to New York City?
With many people choosing to move from Chicago to New York City in spring or fall, winter moves often come with better rates. Take a look at our moving discounts guide to find out how to save.
How long does a move from Chicago to New York City take?
Moving from Chicago, IL to New York City, NY covers 790 miles and usually takes two to seven days. Need to move faster? Some Chicago movers offer expedited options. If youโre not ready to receive your items, look into storage solutions in New York City.