Factors influencing moving costs from Louisville to Chicagotoggle

The cost of Louisville movers will depend on:

  • Move size: The cost of your move will depend on the amount of items you have in your home. For example, moving a one-bedroom apartment from Louisville to Chicago can be as low as $1,097 while a four-bedroom home can be as high as $ 6,053.
  • Time of year: Summer is peak moving season in Louisville, so moving companies will likely charge more.
  • Do-it-yourself vs professional mover: Renting a truck or using a moving container can be cheaper options, with prices for a rental truck ranging from $383 to $893. However, these options require more work and effort compared to hiring professional movers.

What to know before moving from Louisville to Chicago

Moving from Louisville to Chicago comes with exciting new opportunities โ€” but also higher living costs. Since Chicago is generally more expensive than Louisville, itโ€™s important to plan ahead and budget carefully for the change.

Check out how the two cities compare so you know what to expect before you relocate:

Louisville Chicago
Average rent cost $1,250 $2,045
Average home value $242,612 $295,743
Average income (per capita) $69,771 $71,566
Cost of living (single person) $1,862 $3,648
Cost of living (family of 4) $4,532 $9,266
Unemployment rate 5.0% 9.0%
Sales tax 6.0% 10.25%
State income tax 4.0% 4.95%
  • Rent prices in Chicago are 64% higher than in Louisville, which means youโ€™ll have less money in your pocket each month.
  • In terms of homeownership, youโ€™ll be able to get more for your money in Louisville.
    Home prices in Chicago are 21.9% higher than in Louisville.
  • Income in Chicago is 2.6% higher than in Louisville, so you could earn more for doing the same job. The top employers in Chicago include U.S. Government, Chicago Public Schools, and City of Chicago.
  • Be sure to budget for higher bills in Chicago, since the cost of living for a single person in Chicago is 95.9% higher than in Louisville. This includes routine expenses like utilities, groceries, clothing, and transportation.
  • If youโ€™re moving your family to Chicago, keep in mind that your living expenses could increase. The cost of living for a family in Chicago is 104.5% higher than in Louisville.
  • The unemployment rate in Chicago is 80.00% higher than in Louisville.
  • Youโ€™ll spend more on retail and restaurants in Chicago, since the cityโ€™s sales taxes in Chicago are 70.83% higher than in Louisville.
  • State income taxes in Chicago are 23.75% higher than in Louisville.

To put this in perspective, you would need around $5,877.55 in Chicago to maintain the same standard of life that you can have with $3,000.00 in Louisville.

How life is different in Louisville vs. Chicago

Chicago Louisville
Population 2,746,388 782,969
AllTransit Transportation Performance Score 9 6
Walkability score 77 91
Bike friendliness score 72 79
Crime Index 35.19 56.68
Safety Index 33.87 43.32
Air Quality Good Good
  • Chicago's population is about 251% greater than Louisville.
  • Chicago's public transportation has a score of 9 out of 10 versus Louisville's lower score of 6.
  • Chicago is less walkable than Louisville with a score of 77 out of 100 vs Louisville's 91 out of 100.
  • Chicago has a bike-friendliness score 72 out of 100, which means it isn't as accessible to and safe for cyclists as Louisville, which has a score of 79 out of 100.
  • Chicago's crime rate is lower than Louisville with a score of 35.19 compared to Louisville's 56.68. This means that Chicago neighborhoods are safer than 35.19% of all U.S. neighborhoods, and Louisville neighborhoods are safer than 56.68%.
  • Chicago is considered to be less safe than Louisville with a score of 33.87 vs Louisville's 43.32.
  • Air quality in Chicago is good, and in Louisville it's good.

Other things to consider for your Louisville vs. Chicago move

  • Weather: Although Chicago gets less snowfall than surrounding areas in the Midwest and the Great Lakes region, heavy snowfall could still affect your move in the wintertime.
  • HOA rules: Be sure to review your community or HOA guidelines before moving day to avoid any surprises or delays.
  • Elevator reservation: If your building has an elevator, make sure to find out how to reserve it ahead of your move.
  • Truck parking permits: Many cities require special permits for parking large moving trucks. Check in advance to see if one is needed for your move.
  • State licensing: In Illinois, regulations on in-state moves and local movers are set forth by the Illinois Commerce Commission. To move household goods locally and intrastate, companies need to have a Certificate of Public Convenience and Necessity, so make sure the companies youโ€™re considering have one and that itโ€™s current.Double-check that the moving company is properly licensed before you hire them.
  • State regulator: You can check the status of a Illinois moving license through the state's public utilities commission.
  • Moving permits: Illinois doesn\โ€™t require moving permits, but it\โ€™s still a good idea to check local parking rules before your move-in day.
  • Change of address: We suggest filing your USPS change of address form at least one week before your move. Youโ€™ll be able to set your official move date, helping ensure your mail is forwarded correctly to Chicago. Start the process here.
  • Moving company insurance: Each state has its own requirements for the level of insurance moving companies must carry.Choose cost-free Released Value Protection from movers for basic coverage at 60 cents per pound. For more extensive protection matching your items' full value, consult your moving company for alternative options or consider a third-party insurance provider.
  • Moving checklist: Use our moving checklist to stay on top of every detail and reduce last-minute stress.

Where to live in Chicago

Ready to relocate to "Chi-Town"? Here are some of the top neighborhoods to consider in Chicago.

Best neighborhoods for singles

  • Lake View
  • Lincoln Park
  • The Loop
  • Near North Side
  • West Town

Best neighborhoods for families

  • Beverly
  • Edison Park
  • Lincoln Park
  • North Center
  • West Loop

Things to do in Chicago

Once youโ€™re settled into your new home in Illinois, itโ€™s time to get out and discover what Chicago has to offer. No matter your interests, thereโ€™s something for everyone here:

  • Arts and culture: Chicago features a variety of museums and cultural arts centers, including the The Field Museum, Shedd Aquarium, Art Institute of Chicago, Chicago History Museum, and Museum of Contemporary Art.
  • Outdoor recreation: The cityโ€™s Millennium Park, Grant Park, The 606, and Lincoln Park โ€” among other spots โ€” perfect for hiking, biking, or simply soaking up the outdoors.
  • Sports: Grab a seat and root for the home team during an Chicago Bears (NFL), Chicago Cubs (MLB), Chicago White Sox (MLB), or Chicago Blackhawks (NHL) game.

FAQ

When is the best time to move from Louisville to Chicago?

The best time to move from Louisville to Chicago is during the spring or fall. These seasons offer milder weather and avoid higher moving costs during the peak moving season in Louisville.

When is the cheapest time to move from Louisville to Chicago?

Because most people are moving from Louisville to Chicago in the spring or fall, you can often catch discounts by moving in the winter. Read our guide on moving discounts to learn more.

How long does a move from Louisville to Chicago take?

The 298-mile move from Louisville, KY, to Chicago, IL, takes one to four days. Some Louisville movers may offer expedited moving if you need it faster. If you need more time, ask your mover about storage options in Chicago.

Helpful moving resources