Factors affecting the cost of moving from KY to NJtoggle

There are many factors that influence Kentucky moving costs. The cost to move from Kentucky to New Jersey will depend on these factors:

  • Move size: Moving a large home costs more than moving a studio apartment.
  • Time of year: The peak moving season in Kentucky is in the summer, so moving companies will likely charge more.
  • DIY vs. professional mover: DIY moving services are cheaper but you do all the heavy lifting compared to letting the pros handle your move.

What to know before moving from KY to NJ

If you’re moving to New Jersey from Kentucky, you’ll want to compare what life will be like.

Cost of living: Kentucky vs. New Jersey

Kentucky New Jersey
Average rent cost $902 $1,368
Average home cost $212,088 $534,773
Average income (per capita) $60,183 $97,126
Cost of Living Index 93 114
Unemployment rate 5.0% 4.7%
Average Sales Tax 6.0% 6.6%
State Income Tax 4.0% 10.7%
  • Rent is about 52% more expensive in New Jersey than in Kentucky.
  • Home prices are about 152% higher in New Jersey than in Kentucky.
  • The average income is about 61% higher in New Jersey than in Kentucky.
  • Cost of living is 23% lower in New Jersey than in Kentucky.
  • New Jersey has a lower unemployment rate than Kentucky by about 6%.
  • Sales taxes are 10% higher in New Jersey than in Kentucky.
  • Income taxes are 168% higher in New Jersey than in Kentucky.

How life is different in New Jersey vs. Kentucky

New Jersey Kentucky
Population 9,290,841 4,526,154
Political leaning Democratic 52-46.1 Republican 64.6-33.9
Summer high 85ºF 87ºF
Winter low 22ºF 24ºF
Annual rain 48" 48"
Annual snow 23" 11"
Crime index 16.2 16.63
  • The population of New Jersey is approximately 105% greater than the population of Kentucky.
  • In the last presidential election, New Jersey voted Democratic and Kentucky voted Republican.
  • The average high in the summertime in New Jersey is 85ºF and in Kentucky, it’s 87ºF.
  • During the coldest part of the year, New Jersey reaches the temperature of 22ºF and Kentucky gets down to 24ºF.
  • You can expect about 48 inches of annual rainfall in New Jersey versus 48 inches of rainfall in Kentucky.
  • In New Jersey, it snows about 23 inches annually versus 11 inches of snow in Kentucky.
  • New Jersey has a lower crime rate than Kentucky with a crime index of 16.2 vs. 16.63.

Comparing the pros of Kentucky vs. New Jersey

Getting a fresh start in a new location is exciting. Here’s a side-by-side look at the perks of living in New Jersey compared to Kentucky.

Pros of living in Kentucky Pros of living in New Jersey
Low cost of living Bountiful recreational opportunities
Abundant outdoor adventures Diversity
Delicious food and drink World-class entertainment
Horse racing Leading education
Four season weather Superb health care

Comparing the cons of living in Kentucky vs. New Jersey

Everything can’t be sunshine and rainbows all the time, no matter where you live. Here are some things to be aware of when leaving Kentucky for New Jersey.

Cons of living in Kentucky Cons of living in New Jersey
Extreme weather Extreme weather
Low diversity Congested population
Poor air quality High cost of living
Poor infrastructure High tax burden
Poor education system Terrible traffic

Other things to consider for your Kentucky to New Jersey movetoggle

  • Weather: New Jersey summers are typically hot and humid and winters are usually cold. During winter and early spring, New Jersey can experience "nor'easters", which are capable of causing blizzards or flooding throughout the northeastern United States.
  • HOA rules: Check ahead with any neighborhood or community rules on moving to ensure a smooth move.
  • Elevator reservation: One common and important example of something that should be handled ahead of time is reserving the building's elevator and finding out their rules for using the elevator.
  • Parking permits: Some cities require parking permits for large vehicles, find out ahead of time with your new local rules.
  • State licensing: In New Jersey, the New Jersey Division of Consumer Affairs handles the regulation of in-state moving companies. The state’s Division of Consumer Affairs works to ensure that warehousemen (public storage companies) and public movers provide safe, reliable, and ethical services while adhering to all relevant state rules and regulations. Make sure the moving company you use has a license before hiring.
  • State regulator: You can verify a New Jersey moving license and its status on the state regulator's official website.
  • Moving permits: New Jersey does not require any moving permits, but it is helpful to check local parking restrictions before moving into the state.
  • Change of address: We recommend submitting your change of address form with USPS at least a week prior to your move. You can set an official move date on the form so that all your mail will get properly forwarded to New Jersey. Get started here.
  • Mover's insurance: Interstate moving companies are required under federal law to provide basic insurance — also called “released value protection” — free of charge to all moving customers. Released Value Protection is the most economical option as it incurs no cost. It is provided by movers at no additional charge, but the coverage is minimal. Under this option, no more than 60 cents per pound per article is the responsibility of the mover. For example, if a delicate china set weighing 20 pounds is lost or damaged by the mover, only $12 (60 cents x 20 pounds) would be received. If coverage for the full value of your items is needed, consultation with the moving company you're hiring for other options or a third-party insurance provider is recommended.
  • Moving checklist: Peace of mind is priceless. Our moving checklist will help you know you’ve got everything covered.

Things to do in New Jerseytoggle

While you’re in New Jersey, you won’t be bored. These are some of the coolest places to visit in your new home state:

  • Atlantic City and Boardwalk
  • Ocean City
  • Cape May
  • Grounds for Sculpture
  • Casino Pier and Breakwater Beach Water Park
  • Six Flags Great Adventure and Wild Safari
  • Battleship New Jersey
  • Thomas Edison National Historical Park
  • Liberty Science Center
  • Adventure Aquarium
  • Delaware Water Gap National Recreation Area
  • Essex County Turtle Back Zoo
  • Morey's Piers & Beachfront Water Parks
  • Monmouth Battlefield State Park
  • Liberty State Park
  • High Point State Park
  • Lucy the Elephant
  • Paterson Great Falls
  • Barnegat Lighthouse State Park
  • Sterling Hill Mining Museum
  • Island Beach State Park
  • Jenkinson’s Boardwalk
  • Edwin B. Forsythe National Wildlife Refuge
  • Garden State Discovery Museum

FAQs

What is the cheapest way to move from Kentucky to New Jersey?toggle

Hiring a full-service Kentucky moving company will be on the more expensive side, while a rental truck or a moving container is usually the cheaper way to go, but requires more work. Here’s our guide for the cheapest way to move out of state.

Do movers transport your car from Kentucky to New Jersey?toggle

Some full-service movers can coordinate auto transport for you as part of your relocation package for an additional fee. But you can also handle vehicle transport from Kentucky to New Jersey separately through one of the top car shipping companies.

What are the benefits of moving from Kentucky to New Jersey?toggle

The main reasons people are moving from Kentucky to New Jersey are the amazing upsides of living in New Jersey such as bountiful recreational opportunities and diversity.

Is it cheaper to live in Kentucky or New Jersey?toggle

It is generally cheaper to live in Kentucky than in New Jersey. Housing is much more affordable in Kentucky, with average rent about 34% less and home prices 60% lower than in New Jersey. Taxes are also lower in Kentucky, most notably income taxes, which are more than 60% less than those paid by New Jersey residents.

How much should you make a year to live comfortably in New Jersey?toggle

You should make approximately $44,219 as a single adult with no children to live comfortably in New Jersey. The cost of living in New Jersey is approximately $3,026 per month for an individual and $6,438 for a family of four. The exact amount you’ll need to live comfortably may be more or less depending on where in New Jersey you live For example, larger cities like Trenton and Newark will have higher housing costs than those in smaller towns.

Helpful moving resources