Factors that influence moving costs from Jersey City to Indianapolistoggle

The cost of Jersey City movers will depend on:

  • Move size: How much you're moving directly affects the cost. A one-bedroom move from Jersey City to Indianapolis might cost as little as $1,256, while a four-bedroom home could reach up to $7,812.
  • Time of year: Summer is considered peak moving season in Jersey City, which often leads to higher prices from moving companies.
  • DIY vs. full-service: Renting a truck or using a container can be more affordable, with truck rentals ranging from $642 to $1,452. Just keep in mind these options involve more hands-on work than hiring professionals.

What to know before moving from Jersey City to Indianapolis

Moving from Jersey City to Indianapolis means adjusting to a different pace of life โ€” and a different price tag. On average, it costs significantly more to live in Jersey City than in Indianapolis, making the move an opportunity for many to enjoy a lower cost of living.

Check out how Jersey City compares to Indianapolis so you know what to expect before you relocate:

Jersey City Indianapolis
Average rent cost $2,975 $1,399
Average home value $589,419 $220,467
Average income (per capita) $75,265 $59,110
Cost of living (single person) $4,397 $2,804
Cost of living (family of 4) $9,861 $6,667
Unemployment rate 8.3% 5.6%
Sales tax 6.63% 7.0%
State income tax 10.7% 3.15%
  • Rent prices in Indianapolis are 53% lower than in Jersey City, which means youโ€™ll have more money in your pocket each month.
  • In terms of homeownership, youโ€™ll be able to get more for your money in Indianapolis.
    Home prices in Indianapolis are 62.6% lower than in Jersey City.
  • Income in Indianapolis is 21.5% lower than in Jersey City, so you could earn less for doing the same job. The top employers in Indianapolis include Anthem, Eli Lilly and Company, and Steak 'n Shake.
  • The cost of living for a single person in Indianapolis is 36.2% lower than in Jersey City. This includes routine expenses like utilities, groceries, clothing, and transportation.
  • The cost of living for a family in Indianapolis is 32.4% lower than in Jersey City.
  • The unemployment rate in Indianapolis is 32.53% lower than in Jersey City.
  • Youโ€™ll spend more on retail and restaurants in Indianapolis, since the cityโ€™s sales taxes in Indianapolis are 5.58% higher than in Jersey City.
  • One perk of moving to Indianapolis is paying less in state income taxes, which are 70.56% lower than in Jersey City.

To put this in perspective, you would need around $1,913.12 in Indianapolis to maintain the same standard of life that you can have with $3,000.00 in Jersey City.

How life is different in Jersey City vs. Indianapolis

Indianapolis Jersey City
Population 887,642 292,449
AllTransit Transportation Performance Score 5 9
Walkability score 31 87
Bike friendliness score 43 64
Crime Index 60.71 43.21
Safety Index 39.29 56.79
Air Quality Good Moderate
  • Indianapolis's population is about 204% greater than Jersey City.
  • Indianapolis's public transportation has a score of 5 out of 10 versus Jersey City's higher score of 9.
  • Indianapolis is less walkable than Jersey City with a score of 31 out of 100 vs Jersey City's 87 out of 100.
  • Indianapolis has a bike-friendliness score 43 out of 100, which means it isn't as accessible to and safe for cyclists as Jersey City, which has a score of 64 out of 100.
  • Indianapolis's crime rate is higher than Jersey City with a score of 60.71 compared to Jersey City's 43.21. This means that Indianapolis neighborhoods are safer than 60.71% of all U.S. neighborhoods, and Jersey City neighborhoods are safer than 43.21%.
  • Indianapolis is considered to be less safe than Jersey City with a score of 39.29 vs Jersey City's 56.79.
  • Air quality in Indianapolis is good, and in Jersey City it's moderate.

Other things to consider for your Jersey City vs. Indianapolis move

  • Weather: Indianapolis summers are hot, humid, and wet. Winters are generally cold with moderate snowfall. The rainiest months occur in the spring and summer, with slightly higher averages during May, June, and July. May is typically the wettest.
  • HOA rules: To keep things running smoothly, make sure you're familiar with any HOA or community moving policies before the big day.
  • Elevator reservation: Make sure to arrange elevator access in advance if your building requires reservations for moving.
  • Truck parking permits: Make sure to look into local parking regulationsโ€”some areas require permits for large moving trucks.
  • State licensing: The Indiana Department of Transportation (INDOT) regulate movers operating within Indiana and issue moving companies Indiana Households Goods Carriers Numbers. Check to make sure prospective movers have one and that itโ€™s up to date. Ensure the company you choose is licensed to handle your move.
  • State regulator: You can verify a Indiana moving company\โ€™s license by visiting the state'spublic utilities commission
  • Moving permits: You wonโ€™t need a moving permit in Indiana, though it\โ€™s smart to double-check any local parking restrictions ahead of your move.
  • Change of address: To avoid missing any mail, we recommend submitting your USPS change of address form at least a week before your move. You can choose your official move date to make sure everything gets forwarded properly toIndianapolis Start the process here.
  • Moving company insurance: The amount and type of insurance movers must have depends on state regulations.Opt for Released Value Protection โ€“ a budget-friendly choice with no extra cost from movers, though coverage is limited to 60 cents per pound. For instance, if a 50-inch TV weighing 25 pounds is lost or damaged, reimbursement is just $15. To ensure coverage for your items' full value, discuss alternative options with your chosen moving company or consider third-party insurance providers.
  • Moving checklist: Let our moving checklist guide you through the process and help ensure nothing slips through the cracks.

Where to live in Indianapolis

Now that youโ€™ve chosen "Amateur Sports Capital of the World" as your next home, here are a few of the best neighborhoods in Indianapolis to check out.

Best neighborhoods for singles

  • Broad Ripple Village
  • Fountain Square
  • Mile Square
  • Meridian-Kessler
  • Old Northside

Best neighborhoods for families

  • Avon
  • Brownsburg
  • Carmel
  • Fishers
  • Westfield

Things to do in Indianapolis

Once youโ€™re settled into your new home in Indiana, itโ€™s time to get out and discover what Indianapolis has to offer. No matter your interests, thereโ€™s something for everyone here:

  • Arts and culture: Indianapolis features a variety of museums and cultural arts centers, including the Children's Museum of Indianapolis, Indianapolis Motor Speedway Museum, Indianapolis Museum of Art, The Eiteljorg Museum, and Indiana War Memorial.
  • Outdoor recreation: The cityโ€™s Eagle Creek Park, White River State Park, Broad Ripple Park, and Krannert Park โ€” among other spots โ€” perfect for hiking, biking, or simply soaking up the outdoors.
  • Sports: Grab a seat and root for the home team during an Indianapolis Colts (NFL), Indianapolis Pacers (NBA), or Indianapolis Fever (WNBA) game.

FAQ

When is the best time to move from Jersey City to Indianapolis?

Spring and fall are the ideal times to move from Jersey City to Indianapolis. Youโ€™ll benefit from more comfortable weather and avoid the higher prices that come with peak moving season in Jersey City.

When is the cheapest time to move from Jersey City to Indianapolis?

Since spring and fall are the most popular times to move from Jersey City to Indianapolis, moving in the winter could help you save money. Check out our guide on moving discounts for more tips.

How long does a move from Jersey City to Indianapolis take?

The 705-mile journey from Jersey City, NJ to Indianapolis, IN typically takes one to six days. Some movers in Jersey City offer expedited services if you're on a tight schedule, and if you need extra time, be sure to ask about storage options in Indianapolis.

Helpful moving resources